Rebuilding Credit, Restoring Confidence
Welcome to Credit Counselling India (CCI) – India’s most trusted financial recovery and credit repair consultancy. Rooted in our motto, “Passion to Resolve,” we empower individuals, professionals, and business owners to regain control of their financial lives—no matter how complex their credit challenges may be.
Credit Counselling India (CCI) is a not-for-profit credit support organization dedicated to empowering individuals and businesses across India with actionable financial solutions. Operating with a client-first philosophy, we provide expert-led, inclusive credit counselling services that focus on credit score improvement, debt resolution, and CIBIL report correction.
Our mission is to help consumers recover from financial distress caused by negative credit flags such as written-off loans, settled accounts, post written-off settled status, willful default, and suit-filed tags. Whether you’re an individual with a low credit score or a business owner struggling with past defaults, CCI offers effective solutions tailored to your unique financial situation.
Comprehensive Credit Report Analysis & CIBIL Dispute Resolution
At CCI, we believe that understanding your CIBIL or Experian credit report is the first step toward restoring your financial health. Our team works closely with clients to:
- Thoroughly review and analyze their credit profiles
- Identify and challenge inaccuracies or outdated entries
- Rectify duplicate loan entries and closed accounts wrongly marked as open
- Dispute incorrect written-off or suit-filed notations
- Provide transparent credit behaviour education
With a focus on affordable credit solutions, we help individuals and businesses correct their credit reports and regain creditworthiness in the eyes of lenders.
Expert Credit Counselling and Score Improvement Strategies
Struggling with a low credit score below 700? Whether you’ve experienced loan rejections, credit card denials, or reduced credit limits, we offer:
- Customized credit score repair plans
- Targeted strategies to address flags like post WO settled and written-off accounts
- Monthly tracking and progress reports
- Behavioural coaching on smart credit usage and timely repayments
- Tools to avoid CIBIL disputes and maintain long-term credit health
With our strategic guidance, many clients see a 150–200 point increase in their credit scores within 6–12 months.
Inclusive and Accessible Credit Support Services
Credit Counselling India (CCI) is committed to making credit repair services accessible to all Indians, regardless of income, debt size, or credit history. Whether you’re living paycheck to paycheck, dealing with credit card debt, or facing harassment from recovery agents, we ensure:
- No one is turned away—everyone deserves financial recovery
- Simple, step-by-step assistance in understanding and fixing credit reports
- Support during financial emergencies like job loss, medical bills, or divorce
- Holistic debt management plans created by certified credit counsellors
Our non-judgmental and inclusive approach means that anyone can begin their journey toward financial recovery and better credit health.