Credit Counselling India (CCI): Your Reliable Ally in Credit Repair & Financial Recovery
Rebuild Your Credit. Reclaim Your Confidence.
Welcome to Credit Counselling India (CCI) — India’s most trusted partner in credit repair and financial rehabilitation. Guided by our mission, “Passion to Resolve,” we specialize in helping individuals, working professionals, and business owners regain their financ
As a non-profit credit support organization, CCI is committed to delivering ethical, expert-led solutions across the country. Our client-first approach ensures personalized guidance for credit score improvement, debt negotiation, CIBIL dispute resolution, and more.
Many Indians suffer from negative credit ratings due to situations like written-off loans, post-settlement statuses, willful default tags, or legal cases such as suit filed remarks. CCI is here to assist with tailored solutions based on your unique financial profile. Whether you're struggling with personal credit repair or corporate credit resolution, our goal is to help you restore both your credit and your confidence.
In-Depth Credit Report Analysis & CIBIL Dispute Resolution Understanding your CIBIL or Experian credit report is the first step in healing your financial history. At CCI, we help you: Evaluate your credit report line-by-line Detect and dispute inaccurate, outdated, or duplicate entries Correct written-off loans, settled accounts, and suit-filed statuses Clarify and fix Hunter alerts or identity mismatches Educate you on credit behavior and long-term credit management
Facing loan denials or a credit score under 700? We offer: Customized credit score repair roadmaps Resolution plans for post-written-off and settled flags Regular score monitoring and progress tracking Coaching for healthy credit behavior and repayment habits Tools to prevent recurring CIBIL disputes Many of our clients witness a 150–200 point score increase in just 6–12 months.
Financial difficulty can strike anyone. We serve people from all walks of life: Individuals facing loan rejections or EMI burdens Families coping with job loss, divorce, or medical emergencies Small businesses with flagged commercial credit histories Credit card holders battling rising debt and harassment Our step-by-step, judgment-free approach ensures equal support for every Indian seeking a second chance.
It starts with a free consultation. Here's what to expect: Comprehensive analysis of your credit report Identification of flags like willful default, suit filed, or Hunter alert A step-by-step plan for credit correction and debt settlement Expert guidance on restructuring and score rebuilding Follow-up support for loan eligibility, credit restoration, and more By the end of the session, you'll receive a personalized financial recovery blueprint.
About us
We can’t wait to help you achieve your financial goals
Success Stories
“Our promise as a contractor is to build community value into every project while delivering professional expertise, exceptional service and quality construction.”
Jeridnimo Geronimo
Credit Counselling India (CCI) Driven by Purpose. Powered by People.
We believe every credit story matters. Whether you’re recovering from written-off loans or challenging a Hunter alert, our team approaches each case with empathy and expertise.
Our Vision
To be India’s most dependable partner in credit correction, financial healing, and credit education.
Our Values
- Integrity – Transparent advice, no false promises
- Empathy – Respect for your credit journey
- Results – Focused on measurable score recovery
- Awareness – Promoting credit literacy to prevent future issues
Meet the Team
Our professionals come from finance, banking, and credit reporting. We collaborate with:
- Major banks and NBFCs
- CIBIL and Experian credit bureaus
- Legal and financial advisors
To help you transition from credit distress to credit success.
Our Expert Team
We can’t wait to help you achieve your financial goals
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Diane J. Wurm
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Fabien Mailly
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Our Services
We can’t wait to help you achieve your financial goals
Written-Off Accounts
We evaluate your report and guide you on settling or correcting the account, ensuring minimal damage and strategic restoration of credit health.
Suit Filed Cases
These require legal clarity and full settlement. Our advisors help you manage this status with structured repayment plans and legal coordination.
Credit Score Improvement
From reducing credit utilization to tracking repayment habits, we offer a roadmap to boost your score and open new financial doors
Willful Default
Wrongly flagged or genuinely defaulted? We help you present your case, rectify the tag, and regain access to mainstream lending.
Post-Written Off (WO) Settled
We explain its long-term implications, assist with potential restructuring, and guide you on improving your credit standing.
Hunter
These fraud detection flags can lead to rejections despite good scores. We resolve identity mismatches and restore your lending profile.
FAQ'S
CCI is a non-profit credit repair and financial recovery service that helps individuals and businesses across India improve credit scores, resolve disputes, and recover from financial setbacks like written-off loans, defaults, and legal cases.
Yes, our services are 100% legal, ethical, and guided by RBI norms. We work closely with banks, NBFCs, and official credit bureaus like CIBIL and Experian to resolve credit issues.
Clients typically start seeing results in 3 to 6 months, with many gaining a 150–200 point score increase within a year—depending on the complexity of the credit report.
We help with:
- Written-Off loans
- Settled and Post-Written-Off Settled statuses
- Suit Filed and Willful Default cases
- Hunter Alerts
- Loan rejections and credit card denials
Disputes with credit bureaus
Your first consultation is completely free. Based on your report, we provide a transparent, no-obligation plan. Service fees, if any, are explained in detail and depend on the services you choose.
Absolutely. We support small businesses, startups, and MSMEs with:
- Business credit report correction
- Company-level flag resolution
GST and MSME-linked credit awareness
You’ll need:
- A recent credit report (CIBIL or Experian)
- Valid ID proof (Aadhaar/PAN)
- Loan or card details (if available)
Our team includes legal advisors who will evaluate the case, suggest resolution paths, and coordinate with lenders for potential settlements or repayment restructuring
Contact Us
Our Global Offices
We can’t wait to help you achieve your financial goals
Main Office
- Dhanish lake view Apartment 2/12//114, Colony, Kukatpally Hyderabad, Telangana 500072
- +91 888 638 8988 /+91 988 559 9881
- https://creditcounsellingindia.org/
